Phyllis Lam is a Certified SpecialCare Financial Planner with MassMutual Financial Group. Receiving her certification from MassMutual and the American College, Ms. Lam works with agencies serving the special needs population as well as parents and guardians of special needs individuals. Her services include providing information, resources and assistance to educate and financially empower caregivers with the necessary tools to provide a secure financial future for their special needs clients or loved one. She is fluent in Cantonese and English and offers the following complimentary and fee-based services and programs: Complimentary Services and Programs for Parents and Guardians of Special Needs Individuals